If you’re injured while working in Illinois, workers’ compensation can provide essential benefits to help you recover and get back on your feet. These benefits are designed to support you if you’re temporarily or permanently disabled. Understanding what you’re entitled to can make a significant difference in how you manage your recovery.
Medical benefits
Illinois workers’ compensation covers all necessary medical treatment related to your injury. This includes hospital visits, surgeries, medications, rehabilitation, and any other treatments your doctor prescribes. The best part is that you don’t have to pay for these services out-of-pocket. The insurance company usually takes care of these costs directly, so you can focus on getting better without the added stress of bills.
Wage replacement benefits
If your injury prevents you from working, workers’ comp provides wage replacement benefits. This ensures that you don’t lose all your income while you recover. Typically, workers receive about two-thirds of their average weekly wage, though the exact amount may vary depending on your situation. In some cases, if you’re temporarily unable to return to your old job, vocational training or job placement services may also be available to help you get back to work.
Permanent disability benefits
If your injury results in permanent disability, workers’ compensation can provide ongoing benefits to compensate for your reduced earning capacity. The amount of compensation you receive depends on the severity of your disability. This might include partial or total disability benefits, which are determined based on medical assessments and the nature of your injuries.
Death benefits
In tragic cases, workers’ compensation also offers death benefits for the surviving family members of a worker who dies due to a workplace injury. This can help cover funeral costs and provide financial support to dependents who relied on the deceased worker’s income.
Workers’ compensation is designed to provide a safety net for injured workers, ensuring that you have the support you need while recovering and adjusting to any long-term impacts.
