Many on the East Coast of the United States were recently reminded how unprepared they were for Mother Nature’s whims. An unprecedented earthquake that rattled buildings and people from the Deep South to Canada was swiftly followed by Hurricane Irene which swept up the Atlantic coast from the Bahamas. While somewhat familiar with hurricanes, Easterner’s certainly could not have predicted an earthquake for the area. And lately, many areas of the U.S. have seen such unusual events, from deadly outbreak of multi-state tornadoes to devastating wildfires in drought-stricken areas. Such events remind us that not only are we not immune from nature’s wrath, but that planning now for even unlikely disasters can save lives and property.