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Don't let insurance companies lowball your workers' compensation

Injuries from a work\-related accident can cause far more than just physical pain. Many Illinois victims lose out on necessary wages, suffer ongoing mental anguish or are forced to switch careers after a severe injury. Workers' compensation benefits are intended to support injured workers, but that does not stop employers and insurance companies from trying to pay as little as possible.

Time off work adds up quickly, and those missed paychecks can mean the difference between paying rent and facing a huge late fee. After a workplace injury, you will need workers' comp to make up for those lost wages. An insurance adjustor from your employer's insurance company will likely make you an offer, but it may not be in your best interest to take it.

Insurance companies have their eye on their own bottom line, not on your recovery. Most will lowball workers' comp offers and then turn up the pressure on victims, making them feel as if they have no other available options. Unfortunately, many victims are bullied into taking unfair benefit packages that do not adequately reflect their personal situation, needs or injuries.

Your recovery depends on access to just compensation for your injuries. It is important victims of workplace injuries to have someone on their side, as employers have the benefit of big insurance companies backing them up at every turn. We are proud of the rigorous guidance we have provided to countless victims of work-related injuries in Illinois as they seek the workers' compensation benefits they deserve.

Source: FindLaw, "Toxic Exposure in the Workplace", Accessed on Jan. 16, 2018

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